Accounting software forthe UK
Finance software that actually makes sense. Invoicing, expenses, banking and tax filing — with HMRC Making Tax Digital and CIS built in. Built for modern UK SMBs who want less time on admin and more time growing.
Book a demoAre you an accountant? →
Your free trial starts on launch day · 30 days on every plan · No credit card
10
users included — no per-user fees
30
free trial, no card
MTD
VAT filed direct to HMRC
Revenue this month
£48,200
+12%
Outstanding invoices
£8,450
4 pending
Expenses
£12,180
-3%
Cash flow — last 6 months
Recent invoices
UK e-filing today — France and Germany planned for 2028
Built for businesses across the UK
Built for HMRC MTD & CIS
Bank-level encryption
Stored in EU data centres (Stockholm)
99.9% uptime target
Managed EU infrastructure
GDPR compliant
Audit trails, export & deletion on request
Built on HMRC's MTD APIs
Making Tax Digital
30-day free trial
No card required
Sound familiar?
Running a business is hard enough
Most small businesses waste hours every week on finance admin. Marchant fixes that.
Without Marchant
- ❌Chasing overdue invoices manually every month
- ❌Switching between 4+ apps to run your business
- ❌Spending evenings on VAT returns and spreadsheets
- ❌Paying your accountant to do things software should do
- ❌Having no idea what your cash flow looks like
- ❌Paying your accountant to fix spreadsheet errors
With Marchant
- ✓Invoices sent, tracked and chased automatically
- ✓Everything in one place — invoicing, banking, taxes
- ✓VAT filed in two clicks, reports generated instantly
- ✓Accountant-ready workflows built into every step
- ✓Real-time dashboard, always up to date
- ✓Accountant-ready exports, always accurate
What Marchant actually files
Built around UK tax rules, not generic bookkeeping
Marchant is built around the specific compliance HMRC actually enforces — Making Tax Digital, VAT and CIS.
Making Tax Digital (MTD)
Marchant files UK VAT returns straight to HMRC under Making Tax Digital, live since April 2026 for VAT-registered businesses. MTD for Income Tax Self Assessment (ITSA) in Marchant is coming soon.
Read the MTD guideVAT, calculated correctly
Track VAT on every transaction and file UK returns directly to HMRC. The free calculator estimates VAT for UK, French and German rates too — useful for cross-border quotes, illustration only.
Try the VAT calculatorCIS for construction
Automatic CIS deductions on every subcontractor payment, with a downloadable payment and deduction statement — built for UK builders, electricians and contractors working under the Construction Industry Scheme.
Accounting for buildersSimple by design
Up and running in minutes
No accountant needed. No lengthy onboarding. Just sign up and go.
Connect your bank account
takes 4 minutesLink your bank accounts, import existing data, and invite your team — it's faster than making a coffee.
Let Marchant do the work
Transactions categorised automatically. Invoices matched. Taxes calculated. Reports generated.
Get real-time insights from day one
Make better decisions with live financial data, while we handle your UK compliance and MTD filing.
The UK today, Europe next
One platform. The UK today, France and Germany in 2028.
Marchant files your UK taxes today. France and Germany are on the roadmap for 2028 — here is what each launch will cover.
United Kingdom
HMRC Making Tax Digital (MTD)
Submit VAT returns directly to HMRC via the MTD API
Self Assessment
Personal tax filing support for sole traders and directors
GBP & EUR invoicing
Issue invoices in pounds or euros, auto-convert for reports
CIS for construction
Track subcontractor deductions and produce CIS300 figures and statements
France
DGFiP TVA filing (CA3)
Direct electronic submission to the Direction Générale des Finances Publiques
Facture électronique
E-invoicing built for France's 2026 reform
EUR invoicing
French-format invoices with all legally required fields
Liasse fiscale
Year-end tax pack exports ready for your expert-comptable
Deutschland
ELSTER VAT (ERIC API)
Direct Umsatzsteuervoranmeldung submission via the official ELSTER API
E-Rechnung / ZUGFeRD
XRechnung and ZUGFeRD e-invoicing — mandatory for B2B since Jan 2025
DATEV export
One-click DATEV export for your Steuerberater — no manual work
EÜR / GuV reports
Einnahmenüberschussrechnung and profit & loss in German format
Every plan includes UK compliance and MTD filing. France and Germany are planned for 2028. See pricing →
Free tools
Try the free tools — no signup
Useful on their own, whether or not you ever open a Marchant account.
See it in action
See Marchant in action — 90 seconds
Watch how fast you can create an invoice, reconcile your bank statement and file VAT — all in one platform.
Mobile apps
Marchant in your pocket — iOS & Android
Native apps are in development. Join the waitlist to get early access and help shape receipt capture, approvals and dashboards on the go.
- ✓Approve expenses and chase invoices from your phone
- ✓Snap receipts with the camera — synced to your ledger instantly
- ✓Same UK compliance and MTD filing as the web app
- ✓Push notifications for payment reminders (where supported)
Marchant’s responsive web app already works on phones and tablets until the native apps launch.
Everything you need
Everything you need, nothing you don't.
Pick an area to preview how Marchant works — then open the full feature guide for every workflow.
Invoices that chase themselves
Send polished invoices and quotes in seconds, then let automatic reminders do the chasing so cash lands in your account.
Link every line to customers, projects and tax codes so month-end stays clean without spreadsheet archaeology.
- Quotes, credit notes and invoices in one flow — delivery notes and recurring billing coming soon
- Client portal where customers view and download their invoices — online payment coming soon
- Multi-currency with live rates when you invoice abroad
- Templates and branding that match how you actually sell
How we compare
Built for the UK.
Compared honestly.
Every tool we compare against is strong somewhere. These are feature-level comparisons — including the rows where they beat us.
Transparent pricing
Plans for every stage
A 30-day free trial on every paid plan. No credit card required. Save 20% with annual billing.
Starter
For freelancers and sole traders — VAT filing included, no accountant needed.
- 3 users included
- UK VAT filing (MTD)
- Unlimited invoices & quotes
- 3 bank connections (coming soon) — CSV import today
- 50 OCR scans / month
- Bank reconciliation
- Basic reports (P&L, VAT, Balance Sheet)
- Document storage
- Email support
30-day free trial · No credit card required
Professional
The smart choice for growing teams — 10 users, full accounting, UK tax filing.
- 10 users included
- Everything in Starter
- 5 bank connections (coming soon) — CSV import today
- 200 OCR scans / month
- Recurring invoices (coming soon)
- Client portal
- SEPA payments (coming soon)
- Journal entries & double-entry
- 7 standard reports
- Tax automation (VAT filing)
- CIS (Construction Industry Scheme) — UK
- Self Assessment & Corporation Tax prep — UK
- Payroll (BrightPay sync, coming soon)
- 5 custom invoice templates
- Analytics dashboard
- Priority email support
30-day free trial · No credit card required
Premium
For a single established company that needs more power — more users, unlimited custom accounts and priority support.
- 20 users included
- Everything in Professional
- Unlimited bank connections (coming soon)
- 500 OCR scans / month
- Branded client portal
- Full REST API (coming soon)
- Unlimited custom accounts
- Advanced reports (coming soon)
- Automated MTD VAT filing
- 50+ currencies
- Expense approval workflows (coming soon)
- Custom roles & permissions (coming soon)
- Priority support — 4-hour response target
30-day free trial · No credit card required
- ✓No credit card required for trial
- ✓Cancel anytime, no lock-in
- ✓All plans include UK compliance and MTD filing
- ✓30-day money-back guarantee
- ✓Switch plans anytime — upgrades take effect immediately
- ✓Your data is always yours — export any time
Prices in GBP, excl. VAT.
Are you an accountant or bookkeeper?
Manage all your clients in one place. Free practice account. Real-time data.
What you get
- Free practice account — no monthly fee
- Multi-client dashboard
- DATEV export for German clients
- MTD-ready for all UK clients
- 20% commission for 12 months per referred client
Your clients get
- Accountant-ready reports
- Shared access with role controls
- No more emailing spreadsheets
- Real-time data, always current
From the blog
Latest guides
Making Tax Digital for landlords: complete guide for 2027
MTD for Income Tax Self Assessment is mandatory for landlords from April 2027 if your rental income exceeds £30,000. Quarterly digital updates replace the annual Self Assessment return. Here is exactly what you need to do — and how to prepare now.
· 14 min read
Tax & ComplianceCIS deductions explained: complete guide for UK subcontractors 2026
The Construction Industry Scheme requires contractors to deduct tax from subcontractor payments before they are made. This guide explains the three deduction rates, how to register, when to file CIS300, and how to reclaim overpaid CIS tax at year-end.
· 14 min read
Tax & ComplianceHow to file your Self Assessment tax return online: 2026 guide
Who needs to file a Self Assessment, the key HMRC deadlines, how to file online step by step, and how Making Tax Digital changes it from April 2026. A plain-English guide for sole traders and landlords.
· 14 min read
Got questions?
Frequently asked questions
Everything you need to know about Marchant, billing and UK compliance.
Still have questions?
Can't find the answer you're looking for? Our team is happy to help.
Get in touchReady to take control of your finances?
UK compliance and MTD filing built in. No accountant required for day-to-day finances.